Lost a loved one?
Probate Law Group
Verified Florida partner for probate and estate matters.
(813) 600-9717
- 1.0M Residents
- $110B County GDP
- $109,518 GDP per Capita
Westchester County
Westchester County
Westchester County is the wealthiest county in New York and one of the wealthiest in the U.S., anchored by White Plains (county seat and CBD) and Yonkers (largest city). The economy mixes finance / hedge fund (Greenwich-adjacent), pharma (Regeneron in Tarrytown, Acorda, ContraFect), healthcare (Westchester Medical Center, NewYork-Presbyterian Hudson Valley, Phelps), media (Mastercard HQ in Purchase, IBM legacy in Armonk), professional services, and one of the densest NYC commuter markets in the country (Metro-North Hudson, Harlem, and New Haven lines). The County Clerk (Timothy C. Idoni) operates from 110 Dr. Martin Luther King Jr. Blvd.
Property in Westchester
What every owner, heir, and investor should know.
Owning a home in Westchester.
Westchester is one of the highest-priced suburban markets in the U.S., with very high property taxes (among the highest in the nation per capita).
- STAR / Enhanced STAR, senior, veteran, Cold War veteran, and disability exemptions apply.
- Property tax cycle: school bills September; county/town/city/village bills variable; school tax is the largest line.
- Cities (Yonkers, New Rochelle, Mount Vernon, White Plains, Peekskill, Rye) and towns reassess periodically; SCAR proceedings used for grievances.
- Tax-foreclosure redemption under RPTL Article 11 (two-year window).
- Foreclosure surplus rights under RPAPL § 1361.
- Watch for Hudson River / Long Island Sound flood zones, NYC DEP watershed (East-of-Hudson), and historic-district overlays in Bronxville / Tarrytown / Rye.
Investing in Westchester.
Westchester is one of the largest investor markets in the Northeast with deep multifamily stock in Yonkers / New Rochelle / Mount Vernon and premium NYC-commuter single-family demand.
- Tax-foreclosure auctions run by the County / cities (annual).
- Judicial foreclosure auctions held at the Westchester County Courthouse, White Plains.
- Land records search via Westchester County Clerk online records.
- Real Property parcel lookup at westchestergov.com.
- NYSCEF case search for lis pendens.
- Watch for Yonkers / New Rochelle / Mount Vernon rental registries, lead-paint compliance, NYC watershed restrictions on northern towns, and historic-district overlays.
After a Westchester foreclosure or tax deed sale.
Westchester uses New York's judicial foreclosure process and runs in rem tax foreclosure under RPTL Article 11.
- Mortgage foreclosures filed in Supreme Court, 9th Judicial District.
- Judgment of Foreclosure and Sale executed by court-appointed Referee under RPAPL § 1351.
- Surplus money proceedings filed under RPAPL § 1361 in the original action.
- County and Cities of Yonkers, New Rochelle, Mount Vernon, White Plains, Peekskill, Rye administer tax-foreclosure auctions.
- Post-Tyler v. Hennepin (2023) reforms require return of tax-foreclosure surplus to former owner.
- Notices published in The Journal News and the New York Law Journal.
Courts and records in Westchester.
- Westchester County Courthouse — 111 Dr. Martin Luther King Jr. Blvd, White Plains, NY 10601 — 9th Judicial District
- Richard J. Daronco Westchester County Courthouse — 111 Dr. MLK Jr. Blvd, White Plains
- Supreme Court & County Court — Westchester County Courthouse
- Family Court — 111 Dr. MLK Jr. Blvd, White Plains; also Yonkers Family Court
- Surrogate's Court — 111 Dr. MLK Jr. Blvd, White Plains
- 9th Judicial District (Dutchess, Orange, Putnam, Rockland, Westchester)
- Appellate Division, 2nd Department — 45 Monroe Place, Brooklyn
- County Clerk — Timothy C. Idoni — 110 Dr. MLK Jr. Blvd — (914) 995-3070
- Department of Finance / Real Property — 148 Martine Avenue, White Plains — (914) 995-4325
- Sheriff — 110 Dr. MLK Jr. Blvd, White Plains — (914) 995-2099
- Public Administrator — 111 Dr. MLK Jr. Blvd, White Plains