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- $8B County GDP
- $82,935 GDP per Capita
Putnam County
Putnam County
Putnam County NY is in the Hudson Valley about 50 miles north of NYC, anchored by Carmel (county seat). The economy is dominated by NYC commuter housing (Metro-North Harlem and Hudson lines), small-business services, healthcare (Putnam Hospital), and tourism around Lake Mahopac and the Appalachian Trail. The County Clerk operates from 40 Gleneida Avenue.
Property in Putnam
What every owner, heir, and investor should know.
Owning a home in Putnam.
Putnam is a high-priced Hudson Valley commuter market with very high property taxes.
- STAR / Enhanced STAR, senior, veteran, Cold War veteran, and disability exemptions apply.
- Property tax cycle: school bills September; county/town bills January.
- Town reassessments vary; SCAR proceedings used for grievances.
- Tax-foreclosure redemption under RPTL Article 11 (two-year window).
- Foreclosure surplus rights under RPAPL § 1361.
- Watch for NYC DEP watershed (East-of-Hudson) restrictions and lakefront overlays.
Investing in Putnam.
Putnam offers premium NYC commuter rental demand and limited supply (NYC watershed restricts new construction).
- Tax-foreclosure auctions run by the County Commissioner of Finance (annual).
- Judicial foreclosure auctions held at the Putnam County Courthouse, Carmel.
- Land records search via Putnam County Clerk online records.
- Real Property parcel lookup at putnamcountyny.com.
- NYSCEF case search for lis pendens.
- Watch for NYC watershed septic / development restrictions and Lake Mahopac STR rules.
After a Putnam foreclosure or tax deed sale.
Putnam uses New York's judicial foreclosure process and runs in rem tax foreclosure under RPTL Article 11.
- Mortgage foreclosures filed in Supreme Court, 9th Judicial District.
- Judgment of Foreclosure and Sale executed by court-appointed Referee.
- Surplus money proceedings under RPAPL § 1361.
- Commissioner of Finance holds tax-foreclosure auction.
- Post-Tyler v. Hennepin reforms require return of tax-foreclosure surplus to former owner.
- Notices published in the Journal News (Westchester) and PCNR.
Courts and records in Putnam.
- Putnam County Courthouse — 20 County Center, Carmel, NY 10512 — 9th Judicial District
- Supreme Court & County Court — Putnam County Courthouse
- Family Court — 20 County Center, Carmel
- Surrogate's Court — 44 Gleneida Avenue, Carmel
- 9th Judicial District (Dutchess, Orange, Putnam, Rockland, Westchester)
- Appellate Division, 2nd Department — 45 Monroe Place, Brooklyn
- County Clerk — 40 Gleneida Avenue — (845) 808-1142 — putnamcountyny.com
- Real Property Tax Service — 40 Gleneida Avenue — (845) 808-1190
- Commissioner of Finance — 40 Gleneida Avenue — (845) 808-1080
- Sheriff — 3 County Center, Carmel — (845) 225-4300