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Montgomery County
Montgomery County sits in the Mohawk Valley west of Schenectady, anchored by Fonda (county seat) and Amsterdam (largest city). The economy mixes manufacturing, dairy, NY State Thruway logistics, and a growing Hispanic-immigrant population in Amsterdam. The County Clerk (Brittany Kolbe) operates from 64 Broadway, Fonda.
Property in Montgomery
Montgomery is a low-cost Mohawk Valley market with rust-belt urban housing in Amsterdam.
- STAR / Enhanced STAR, senior, veteran, and agricultural exemptions apply.
- Property tax cycle: school bills September; county/town bills January.
- Equalization rates vary by town.
- Tax-foreclosure redemption under RPTL Article 11 (two-year window).
- Foreclosure surplus rights under RPAPL § 1361.
- Watch for Mohawk River flood zones and aging-housing-stock issues in Amsterdam.
Montgomery offers very low entry prices and steady rental demand in Amsterdam.
- Tax-foreclosure auctions run by the County Treasurer (annual).
- Judicial foreclosure auctions held at the Montgomery County Courthouse, Fonda.
- Land records search via Montgomery County Clerk records.
- Real Property parcel lookup at co.montgomery.ny.us.
- NYSCEF case search for lis pendens.
- Watch for Amsterdam rental registry, lead-paint compliance, and Mohawk River flood zones.
Montgomery uses New York's judicial foreclosure process and runs in rem tax foreclosure under RPTL Article 11.
- Mortgage foreclosures filed in Supreme Court, 4th Judicial District.
- Judgment of Foreclosure and Sale executed by court-appointed Referee.
- Surplus money proceedings under RPAPL § 1361.
- County Treasurer holds annual tax-foreclosure auction.
- Post-Tyler v. Hennepin reforms require return of tax-foreclosure surplus to former owner.
- Notices published in the Recorder (Amsterdam) and Leader-Herald.
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