Lost a loved one?
Probate Law Group
Verified Florida partner for probate and estate matters.
(813) 600-9717
- 47K Residents
- $2B County GDP
- $47,020 GDP per Capita
Cortland County
Cortland County
Cortland County is in Central NY's Finger Lakes region, anchored by Cortland (county seat and largest city). The economy mixes SUNY Cortland, manufacturing (Marietta Corporation, Pall Trinity legacy), dairy, Greek Peak ski resort, and Cortland Standard / regional retail. The County Clerk operates from 46 Greenbush Street.
Property in Cortland
What every owner, heir, and investor should know.
Owning a home in Cortland.
Cortland is an affordable Central NY market with college-town rental demand.
- STAR / Enhanced STAR, senior, veteran, and agricultural exemptions apply.
- Property tax cycle: school bills September; county/town bills January.
- Equalization rates vary; Cortland reassesses periodically.
- Tax-foreclosure redemption under RPTL Article 11 (two-year window).
- Foreclosure surplus rights under RPAPL § 1361.
- Watch for Tioughnioga River flood zones and student-rental concentration around SUNY Cortland.
Investing in Cortland.
Cortland offers low entry prices and strong student-rental demand around SUNY Cortland.
- Tax-foreclosure auctions run by the County Treasurer (annual).
- Judicial foreclosure auctions held at the Cortland County Courthouse.
- Land records search via Cortland County Clerk records.
- Real Property parcel lookup at cortland-co.org.
- NYSCEF case search for lis pendens.
- Watch for City of Cortland rental registry, lead-paint compliance, and FEMA flood zones.
After a Cortland foreclosure or tax deed sale.
Cortland uses New York's judicial foreclosure process and runs in rem tax foreclosure under RPTL Article 11.
- Mortgage foreclosures filed in Supreme Court, 6th Judicial District.
- Judgment of Foreclosure and Sale executed by court-appointed Referee.
- Surplus money proceedings under RPAPL § 1361.
- County Treasurer holds annual tax-foreclosure auction.
- Post-Tyler v. Hennepin reforms require return of tax-foreclosure surplus to former owner.
- Notices published in the Cortland Standard.
Courts and records in Cortland.
- Cortland County Courthouse — 46 Greenbush Street, Cortland, NY 13045 — 6th Judicial District
- Supreme Court & County Court — Cortland County Courthouse
- Family Court — 46 Greenbush Street, Cortland
- Surrogate's Court — 46 Greenbush Street, Cortland
- 6th Judicial District (Broome, Chemung, Chenango, Cortland, Delaware, Madison, Otsego, Schuyler, Tioga, Tompkins)
- Appellate Division, 3rd Department — Justice Building, Empire State Plaza, Albany
- County Clerk — 46 Greenbush Street, Suite 105 — (607) 753-5021 — cortland-co.org
- Real Property Department — 60 Central Avenue — (607) 753-5040
- County Treasurer — 60 Central Avenue — (607) 753-5070
- Sheriff — 54 Greenbush Street, Cortland — (607) 753-3311