How out-of-state heirs recovered $47,800 after an association foreclosed in Miami.
$47,800 recovered. 5 days from intake to wire. $0 upfront, fees come out of the recovery only.
What happened
When their father passed away in Miami, the Ramos family assumed there was time to sort out his home. There was not. A few months after the funeral, the homeowners association foreclosed on the property over unpaid dues, and the home sold at auction. The sale left a surplus sitting with the Clerk of Court.
The heirs all live in New York. They did not know the money existed, did not know how to claim it, and could not get to Florida to deal with any of it. Then the notices started. Other creditors had claims against the estate, and each one was reaching for the same funds.
What we did
- Step 1
Confirmed the surplus from the association foreclosure sale and the heirs' standing through certified title and probate records
- Step 2
Mapped every competing creditor claim and separated the valid ones from the claims with no standing
- Step 3
Negotiated the legitimate claims down and cleared the rest before the disbursement hearing
- Step 4
Filed everything for the heirs so none of them had to travel to Florida or appear in court
What it meant
The court released $47,800 to the Ramos heirs once the competing claims were resolved. What started as a stack of foreclosure and collection notices in a New York mailbox ended as a check, with IBVC handling the creditors, the filings, and the court so the family did not have to. The funds were disbursed in 5 days.
“We are in New York and had no idea where to even start. IBVC sorted out the creditors and put the money in our hands.”