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Tioga County
Tioga County
Tioga County is in New York's Southern Tier along the Pennsylvania border and the Susquehanna River, anchored by Owego (county seat and largest village). The economy mixes Lockheed Martin's Owego campus (Sikorsky helicopter avionics, defense electronics), Tioga Downs Casino in Nichols, dairy farming, and a small commuter base to Binghamton and Elmira. The County Clerk operates from 16 Court Street.
Property in Tioga
What every owner, heir, and investor should know.
Owning a home in Tioga.
Tioga is a low-cost Southern Tier market with stable Lockheed-employer demand and a charming Owego historic district.
- STAR / Enhanced STAR, senior, veteran, Cold War veteran, and agricultural exemptions apply.
- Property tax cycle: school bills September; county/town/village bills January.
- Tax-foreclosure redemption under RPTL Article 11 (two-year window).
- Foreclosure surplus rights under RPAPL § 1361.
- Watch for Susquehanna River flood zones (Owego saw major 2006 / 2011 flooding) and historic-district approvals.
Investing in Tioga.
Tioga offers very low entry prices, Lockheed-employer rental stability, and Tioga Downs casino-driven demand.
- Tax-foreclosure auctions run by the County Treasurer (annual).
- Judicial foreclosure auctions held at the Tioga County Courthouse, Owego.
- Land records search via Tioga County Clerk online records.
- Real Property parcel lookup at tiogacountyny.gov.
- NYSCEF case search for lis pendens.
- Watch for Susquehanna River flood zones, Owego historic-district overlays, and agricultural assessments.
After a Tioga foreclosure or tax deed sale.
Tioga uses New York's judicial foreclosure process and runs in rem tax foreclosure under RPTL Article 11.
- Mortgage foreclosures filed in Supreme Court, 6th Judicial District.
- Judgment of Foreclosure and Sale executed by court-appointed Referee.
- Surplus money proceedings under RPAPL § 1361.
- County Treasurer holds annual tax-foreclosure auction.
- Post-Tyler v. Hennepin reforms require return of tax-foreclosure surplus to former owner.
- Notices published in The Owego Pennysaver and Tioga County Courier.
Courts and records in Tioga.
- Tioga County Courthouse — 16 Court Street, Owego, NY 13827 — 6th Judicial District
- Supreme Court & County Court — Tioga County Courthouse
- Family Court — 16 Court Street, Owego
- Surrogate's Court — 16 Court Street, Owego
- 6th Judicial District (Broome, Chemung, Chenango, Cortland, Delaware, Madison, Otsego, Schuyler, Tioga, Tompkins)
- Appellate Division, 3rd Department — Justice Building, Empire State Plaza, Albany
- County Clerk — 16 Court Street — (607) 687-8660 — tiogacountyny.gov
- Real Property Tax Service — 56 Main Street, Owego — (607) 687-8261
- County Treasurer — 56 Main Street, Owego — (607) 687-8265
- Sheriff — 103 Corporate Drive, Owego — (607) 687-1010