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- 77K Residents
- $3B County GDP
- $42,290 GDP per Capita
Putnam County
Putnam County
Putnam County sits in northeast Florida along the St. Johns River, southwest of Jacksonville. Palatka is the county seat. The economy mixes paper (Georgia-Pacific), agriculture, fishing, and small-business retail. The Clerk (Matt Reynolds) runs Benchmark records and a clerk-operated tax deed system.
Property in Putnam
What every owner, heir, and investor should know.
Owning a home in Putnam.
Putnam is a low-cost market with significant rural and St. Johns River-front exposure.
- Florida Homestead Exemption and Save Our Homes apply.
- Tax bills Nov 1; discounts through February; delinquent April 1.
- Inland exposure keeps wind insurance moderate; flood risk concentrates along the St. Johns River.
- Tax deed redemption to day of sale (Ch. 197, F.S.).
- Foreclosure surplus rights under § 45.032, F.S. (60 days).
Investing in Putnam.
Putnam offers cheap rural and waterfront-adjacent land with steady but low-volume foreclosure activity.
- Foreclosure auctions on putnam.realforeclose.com.
- Tax deed sales on putnam.realtaxdeed.com.
- Property Appraiser at pa.putnam-fl.com.
- Court case search at courts.putnam-fl.com.
- Watch for agricultural exemptions, mobile-home park zoning, and St. Johns River flood plain.
After a Putnam foreclosure or tax deed sale.
Putnam uses Florida's judicial foreclosure process and runs Ch. 197 tax deed sales online via RealAuction.
- Foreclosures filed in the 7th Judicial Circuit.
- Surplus claim window: 60 days under § 45.032, F.S.
- Tax certificates sold yearly; tax deed application after 2 years.
- Notices published in the Palatka Daily News.
Courts and records in Putnam.
- Putnam County Courthouse — 410 St Johns Ave, Palatka, FL 32177 — 7th Judicial Circuit
- 7th Judicial Circuit (Flagler, Putnam, St. Johns, Volusia)
- Fifth District Court of Appeal — Daytona Beach
- Clerk of the Circuit Court & Comptroller — Matt Reynolds — (386) 326-7600 — putnam-fl.com
- Property Appraiser — Tim Parker — 312 Oak St — pa.putnam-fl.com
- Tax Collector — Linda Myers — 312 Oak St — putnamtax.com
- Sheriff — H.D. "Gator" DeLoach — 130 Orie Griffin Blvd, Palatka